Internet banking gives you access to your personal and corporate accounts online anytime, anywhere.
It's the perfect way to do your banking whether from home, the office or when travelling because the service is available 24 hours a day, 7 days a week.
You can view Transaction Activity like Initiated Transactions, View Transactions, View Drafts/Templates and Transactions to authorize etc.
You will get information of all self initiated transactions along with the current status of the transactions & number of transaction count for each type with specific status.
You can view a consolidated method of viewing all your accounts details such as the account number, the description of the account, the base currency of the account etc and its balances in one place.
You can view and download the account Statement, activity details for any CASA account under the customer IDs mapped.
Users can get the transaction details based on different transaction dates, by specifying the amount range and sorting on the transaction date, value date and the amount.
+Loan Details, Activity, Schedule and Repayment Inquiry
You can view loan details, loan transaction activity, repayments done, repayment schedule and the available loan interest rates for various loan products.
The Loan module also includes transactions for calculation of Loan amount and calculation of mortgage amount that you can avail.
You can view term deposit account details; you will get basic details of the deposit account like maturity date, maturity amount.
You can also view and download the account activity for any term deposit account under the customer IDs mapped. You can get the TD activity details for a given period, i.e., current period, previous period, or specified period.
+Fund Transfer within own account or others account
Own Account Transfer
Using the Own Account Transfer, you can initiate funds transfer between any of your accounts, i.e. the accounts that are under the customer IDs mapped to you.
The payment can be processed immediately, or on a specific future date, or you can set recurring instructions with the bank.
Internal Account Transfer
Using the Internal Transfer, you can transfer funds within ONE Bank, i.e. you can transfer funds to any accounts of ONE Bank.
The payment can be processed immediately or on a specific future date, or you can set recurring instructions with the bank.
Multiple Internal Transfer
Using the multiple internal transfers, you can transfer money from one account to as many as five different accounts.
In addition you can transfer money from different accounts to a single or multiple accounts as per the instructions.
+Domestic Fund transfer through Bangladesh Electronic Fund Transfer Network (BEFTN)
Interbank Fund transfer through Internet Banking. Fund Transfer from User Account to User’s or anybody’s Account maintained in other Bank(S) through BEFTN
User will be able to Create/ Modify/ Delete/ View Beneficiary for domestic fund transfer transaction from the Beneficiary maintenance.
User will be able to initiate the domestic fund transfer transaction BEFTN (ONE Bank account to Others Bank account) using Ad-hoc beneficiary or already created beneficiary.
+Inter Bank Fund Transfer (IBFT) through NPSB Channel
National Payment Switch Bangladesh (NPSB) is processing Inter-Bank Internet Banking Fund Transfer
(IBFT) transactions. An account/card holder of an IBFT member Banks can transfer funds (account to
account/card and card to card/account) to other Banks through Internet Banking. In this regard as per
Bangladesh circular and recommendation We have implemented the project and commercially
Launched the service. This feature will allow Internet Banking Users to transfer fund from ONE Bank’s Account to Others
Bank’s Account and Card. Transfer will take effect immediately (except human error or system
failure/error).
There are two (2) terms used for the integration namely as follows.
Incoming Transactions:
Others Bank Account / Card Holder will be able to do fund transfer to ONE Bank Account / Card through their
Internet Banking.
Outgoing Transactions:
ONE Bank Account holder will be able to transfer fund to Others Bank Account / Card through ONE Bank
Internet Banking.
Following benefits will be avail by our Internet Banking users as well as our Bank customers who are maintaining account with us.
SL NO
Descriptions
Incoming Transactions ( Others Bank Account / card to All ONE Bank Account / Card)
1
Fund Transfer from Others Bank Card to ONE Bank Card
2
Fund Transfer from Others Bank Card to ONE Bank Account
3
Fund Transfer from Others Bank Account to ONE Bank Card
4
Fund Transfer from Others Bank Account to ONE Bank Account
Outgoing Transactions (All ONE Bank Account those have internet Banking user to Others Bank Account / card)
1
Fund Transfer from ONE Bank Account to Others Bank Card
2
Fund Transfer from ONE Bank Account to Others Bank Account
Internet Banking Users can download IBFT Related User manual and IBFT Enabled Receiving Bank’s Perimeter List after Login to his/her Internet Banking profile and visiting below links:
Login >> Customer Services >> User Manuals >> IBFT NPSB Manual A2A and A2C
Login >> Customer Services >> User Manuals >> IBFT Receiving Perimeter Bankwise List
Internet banking User should check before sending any fund to the beneficiary bank through IBFT. Please make sure that Destination/Receiving Banks Card type, Card BINs or Account types, Account Number Length, Specific Account starting Number has been allowed by beneficiary Bank to accept IBFT transactions. Everything should be proper format according to below list provided by Bangladesh bank. Update list will be provided as soon as received from Bangladesh Bank.
Internet banking user will now be able to generate statement for last 6 months only through Ad-hoc statement option.
+Two Factor Authentication (2FA) or One Time Password (OTP) System for Online Transaction’s Security
Two-factor authentication (also known as 2FA) token is a Two Factor Authentication device, which generates a random OTP (One Time Password) that acts as a second level of authentication which is a service that we provide for your online transaction’s security. 2FA security token is an effective tool used to prevent interception and modification of your online transaction. After registering for ONE Bank Limited Internet Banking, customer will need the 2FA token to complete their financial transactions/transfers to keep their accounts secured and to do successful transactions. We are referring 2FA token as Hardware Token or Software Token.
2FA is a method of confirming a user’s claimed identity by utilizing a combination of two different components. Two-factor authentication is a type of multi-factor authentication. The use of multiple authentication factors to prove one's identity is based on the premise. The authentication factors of a multi-factor authentication scheme may include:
Some physical object in the possession of the user, such as a USB stick with a secret token, a bank card, a key, etc.
Some secret known to the user, such as a password, PIN, TAN, etc.
Some physical characteristic of the user (biometrics), such as a fingerprint, eye iris, voice, typing speed, pattern in key press intervals, etc.
2FA token is a Two Factor Authentication device, which generates a random OTP (One Time Password) that acts as a second level of authentication. 2FA security token is an effective tool used to prevent interception and modification of your online transaction. After registering for ONE Bank Limited Internet Banking, customer will need the 2FA token to complete their financial transactions/transfers to keep their accounts secured and to do successful transactions. We are referring 2FA token as Hardware Token or Software Token.
Transactions for which 2FA is required are as follows:
Domestic Funds transfer BEFTN-RTGS.
Bill Payment (Customized Registered Biller).
Internal Account Transfer.
Multiple Internal Transfers.
In these cases, system will ask for entering OTP (One Time Password) during transactions to be executed.
You can instruct the bank to transfer funds between your current and savings accounts periodically by setting up a standing instruction (SI) through our Internet Banking.
You can also view and cancel the standing instruction.
You can view the status of cheques if the Cheque is a valid cheque for the selected account. You can search for paid cheques, stopped cheques, paid cheques for a given period and for a given cheque range.
Stop Cheque Request
You can block a particular cheque and also can block a set or batch of a cheque by entering the cheque range.
You can view the latest Exchange Rate for various currencies offered for buying and selling by the ONE Bank.
Session Summary
You can view the entire session summary of the previous five log sessions, and transactions carried out in each session along with the transactions’ status and time.
Change password
During first time login, system will force to change the initial login password which will provide by ONE Bank and will allow you to set your password as your wish according to the Bank password policies.
You will have facility to change your password later at any time according to the Bank password policies. Bank recommends changing your password frequently.
