OBPLC Kotipoti Deposit Scheme

OBPLC Kotipoti Deposit Scheme (OKDS) is an exclusive deposit scheme where the depositor will get BDT 1 (one) crore (before tax) at the end of the tenure chosen by customer. It is a specially designed product for middle and affluent class of people from Bangladesh who have already started planning to save for their future.

There are two options available of this Scheme
  • Monthly Installment Only
  • Initial Deposit + Monthly Installment

Eligibility:

  • Must have a Retail savings account with OBPLC.
  • Any Bangladeshi citizen with photo ID document
  • Age 18 years and above

Benefits / Key Features:

  • Client will receive BDT 1 (one) crore after maturity (before tax)
  • One person can open more than one Kotipoti Scheme
  • Available Tenure: 5 years, 8 years, 10 years, 12 years or 15 years respectively
  • Automatic realization of monthly installments
  • 90% OD/Loan facility (will be guided by Cash Line PPG)
  • To open this account, the applicant must have a saving account with ONE Bank for auto debit facility

Payment Size, Tenure and Maturity Value

OBPLC Kotipoti Deposit With Initial Deposit

Years Initial Deposit Initial Deposit Initial Deposit Initial Deposit Interest Rate (p.a.)
2 Lac 5 Lac 7 Lac 10 Lac
5 Years 125,575 119,232 115,003 108,660 10.00%
8 Years 65,242 60,685 57,646 53,089 10.25%
10 Years 45,364 41,354 38,680 34,671 10.50%
12 Years 32,415 28,741 26,291 22,616 10.75%
15 Years 20,252 16,889 14,647 11,283 11.00%

OBPLC Kotipoti Deposit Without Initial Deposit

Years Installment Per Month Future Value Interest Rate (p.a.)
5 Years 129,804 10,000,047 10.00%
8 Years 68,280 10,000,042 10.25%
10 Years 48,037 10,000,137 10.50%
12 Years 34,865 10,000,173 10.75%
15 Years 22,494 10,000,219 11.00%

Retail Deposit