ONE-2-3

ONE-2-3

ONE 2 3 Scheme is a lucrative offer from ONE Bank PLC making your deposits grow by folds over a certain period of time.

ONE 2 3 Scheme requires a fixed deposit of Tk.5,000/ or its multiple for your chosen tenor.

Rules:

  • One copy of attested passport size photograph of Applicant.
  • One copy of passport size photograph of each of the Nominees should be submitted.

Eligibility:

  • Only for Retail/ Individual Customer can open the Deposit Scheme.

Deposit Receipt:

  • A ONE-2-3 Deposit Receipt will be issued at the time of opening the account.
  • In case of loss or damage of the Deposit Receipt, at the request of Depositor(s), the bank may issue a Duplicate Receipt. Rules pertaining to Issuance of Duplicate Receipt will then apply.

Pre-mature Encashment:

  • Deposit may be withdrawn at any point in time, in case of emergency.

Credit facility:

  • Depositor(s) can avail Loan/Overdraft facility against pledge of Deposit Receipt up to 90% of the deposit upon fulfillment of terms and conditions applicable for Loans & Advances extended by the Bank.
  • If the Depositor expires after availing a Loan/Overdraft, Nominees/Heirs will be paid the balance amount after making full adjustment of Loan/Overdraft including accrued interest and other charges, if any.

ONE-2-3/ Double & Triple Deposit Schemes:

Type of Scheme (ONE Bank PLC) Tenure Interest Rate
Double Benefit 05 Years 06 Months 13.01%
Two & Half Times Benefit
(2.5 times the initial deposit amount)
07 Years 04 Months
Triple  Benefit
(3 times the initial deposit amount)
08 Years 09 Month
Half Yearly Compounding