You can view term deposit account details; you will get basic details of the deposit account like maturity date, maturity amount.
You can also view and download the account activity for any term deposit account under the customer IDs mapped. You can get the TD activity details for a given period, i.e., current period, previous period, or specified period.
+Fund Transfer within own account or others account
Own Account Transfer
Using the Own Account Transfer, you can initiate funds transfer between any of your accounts, i.e. the accounts that are under the customer IDs mapped to you.
The payment can be processed immediately, or on a specific future date, or you can set recurring instructions with the bank.
Internal Account Transfer
Using the Internal Transfer, you can transfer funds within ONE Bank, i.e. you can transfer funds to any accounts of ONE Bank.
The payment can be processed immediately or on a specific future date, or you can set recurring instructions with the bank.
Multiple Internal Transfer
Using the multiple internal transfers, you can transfer money from one account to as many as five different accounts.
In addition you can transfer money from different accounts to a single or multiple accounts as per the instructions.
+Domestic Fund transfer through Bangladesh Electronic Fund Transfer Network (BEFTN)
Interbank Fund transfer through Internet Banking. Fund Transfer from User Account to User’s or anybody’s Account maintained in other Bank(S) through BEFTN
User will be able to Create/ Modify/ Delete/ View Beneficiary for domestic fund transfer transaction from the Beneficiary maintenance.
User will be able to initiate the domestic fund transfer transaction BEFTN (ONE Bank account to Others Bank account) using Ad-hoc beneficiary or already created beneficiary.
Internet banking user will now be able to generate statement for last 6 months only through Ad-hoc statement option.
+Two Factor Authentication (2FA) or One Time Password (OTP) System for Online Transaction´s Security
Two-factor authentication (also known as 2FA) token is a Two Factor Authentication device, which generates a random OTP (One Time Password) that acts as a second level of authentication which is a service that we provide for your online transaction’s security. 2FA security token is an effective tool used to prevent interception and modification of your online transaction. After registering for ONE Bank Limited Internet Banking, customer will need the 2FA token to complete their financial transactions/transfers to keep their accounts secured and to do successful transactions. We are referring 2FA token as “Hardware Token” or “Software Token”.
2FA is a method of confirming a user's claimed identity by utilizing a combination of two different components. Two-factor authentication is a type of multi-factor authentication. The use of multiple authentication factors to prove one's identity is based on the premise. The authentication factors of a multi-factor authentication scheme may include:
Some physical object in the possession of the user, such as a USB stick with a secret token, a bank card, a key, etc.
Some secret known to the user, such as a password, PIN, TAN, etc.
Some physical characteristic of the user (biometrics), such as a fingerprint, eye iris, voice, typing speed, pattern in key press intervals, etc.
2FA token is a Two Factor Authentication device, which generates a random OTP (One Time Password) that acts as a second level of authentication. 2FA security token is an effective tool used to prevent interception and modification of your online transaction. After registering for ONE Bank Limited Internet Banking, customer will need the 2FA token to complete their financial transactions/transfers to keep their accounts secured and to do successful transactions. We are referring 2FA token as “Hardware Token” or “Software Token”.
Transactions for which 2FA is required are as follows:
Domestic Funds transfer BEFTN-RTGS.
Bill Payment (Customized Registered Biller).
Internal Account Transfer.
Multiple Internal Transfers.
In these cases, system will ask for entering OTP (One Time Password) during transactions to be executed.
You can view the status of cheques if the Cheque is a valid cheque for the selected account. You can search for paid cheques, stopped cheques, paid cheques for a given period and for a given cheque range.
Stop Cheque Request
You can block a particular cheque and also can block a set or batch of a cheque by entering the cheque range.
You can view the latest Exchange Rate for various currencies offered for buying and selling by the ONE Bank.
You can view the entire session summary of the previous five log sessions, and transactions carried out in each session along with the transactions’ status and time.
During first time login, system will force to change the initial login password which will provide by ONE Bank and will allow you to set your password as your wish according to the Bank password policies.
You will have facility to change your password later at any time according to the Bank password policies. Bank recommends changing your password frequently.