| An EMI based collateral free Term loan facility offered to small business customers (Proprietorship, Partnership and limited company) for working capital, fixed asset purchase or any other legitimate business purpose. |
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| Purpose: |
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Working capital |
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Fixed asset purchase |
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Any other legitimate business purpose |
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| Features: |
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Loan amount Minimum BDT 2.00 lac to Maximum BDT 10 lac. |
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Repayment tenor minimum 12 months to maximum 36 months. |
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Finance against personal guarantee & hypothecation. No collateral required. |
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Grace period 3-6 months. For manufacturing- Grace period is must. For other business grace period will be given as per client request and nature of business. |
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| Eligibility: |
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SME Entrepreneurs age limit: 21 to 60 years. |
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Business must have a valid trade license and has been operating for at least 2 years or more in the same line of business |
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Business is required to generate sufficient cash flow and profit to ensure timely repayment of loan |
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Small Enterprises as defined by BB |
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Guarantor age: For business guarantor - 21 to 60 years and for family guarantor - 18 to 65 years. |
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