OBPLC Home Loan

OBPLC Home Loan is a smart and reliable financing solution to fulfill your dream of homeownership. Whether for apartment purchase, home construction, renovation, refinance or loan transfer from other Banks/Financial Institutions, we offer affordable and flexible financing tailored to your needs.

Features:

• Loan amount ranges from BDT 500,000/- to BDT 20,000,000/-
• Repayment Tenure:
  • New Flat/Construction: Maximum 25 years
  • Old Flat/House: Maximum 20 years
  • Renovation Purpose: Maximum 15 years
  • Refinance
• Competitive interest rate
• Take over facility from other bank/financial institutions
• Loan processing fee @0.50% for the loan amount up to Tk. 50 lac but not exceeding Tk. 15,000 and @0.30% for the loan amount above Tk 50 Lac but not exceeding Tk 20,000.
• Processing fee waiver on takeover loan

Eligibility:

Any credit worthy individual having age from 18 to 70 years or retirement age whichever is earlier at loan maturity

Experience:

• Salaried: Regular/Permanent employee with minimum 1 year of total experience and minimum 6 months with present employer
• Professionals: Minimum 2 years of practice in the respective profession
• Business Individuals: Minimum 2 years of business establishment
• Remittance Earner: Having remittance income for at least 1 year through legitimate channel

Minimum Gross Monthly Income:

• BDT 50,000/-