| ONE Bank Home Loan is an attractive solution for your home financing need. Fulfill your dream by our Home Loan with affordable and flexible features. From apartment purchase to construction, renovation or transferring your existing home loan with other Banks/Financial institutions, we are always ready to finance. |
| |
| Features: |
 |
Loan amount ranges from BDT 500,000/- to BDT 20,000,000/- |
|
Repayment Tenure: |
| |
 |
New Flat/Construction: Maximum 25 years |
|
Old Flat/House: Maximum 20 years |
|
Renovation Purpose: Maximum 15 years |
|
|
Interest rate: |
| |
| Customer Segment |
Regular |
Takeover |
| PPS/EPS/Professionals |
Flat Purchase - 9.00% |
9.00% |
| Construction - 9.00% |
| Landlord/OSE/Others |
9.00% |
| Renovation for all segments |
9.00% |
|
|
|
|
Minimal documentation |
|
Take over facility from other bank/financial institutions |
|
Processing fee waiver on takeover loan |
|
| |
| Eligibility: |
| Any credit worthy individual having age from 18 to 70 years or retirement age whichever is earlier at loan maturity |
| |
| Professional Experience: |
|
Salaried: Regular/Permanent employee with minimum 1 year of total experience and minimum 6 months’ with present employer |
|
Professionals: Minimum 2 years of practice in the respective profession |
|
Business Individuals: Minimum 2 years of business establishment |
|
Remittance Earner: Having remittance income for at least 1 year through legitimate channel |
|
| |
| Minimum Gross Monthly Income: |
|
BDT 50,000/- |
|
| |
