| OBL Personal Loan has come to change and meet your lifestyle needs. It is an any purpose terminating loan facility with minimal documentation and competitive interest rate |
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| Features: |
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Loan amount ranges from BDT 50,000/- to BDT 20,00,000/- |
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Repayment tenure: Up to 60 months |
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Interest rate: |
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| Customer Segment |
Regular |
Takeover |
| Premium Payroll Segment (PPS) |
11.00% |
11.00% |
| Executive Plus Segment (EPS) |
11.00% |
11.00% |
| Professionals |
11.00% |
11.00% |
| Landlord and Others |
12.00% |
12.00% |
| Businessman/General/ Others |
12.00% |
12.00% |
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Minimal documentation |
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No processing fee for loan takeover from other bank/financial institution |
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| Eligibility: |
| Any credit worthy individual having age between 21 to 65 years or retirement age whichever is earlier at loan maturity |
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| Professional Experience: |
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Salaried Executives: Regular/Permanent employee with minimum 1 year of total experience and minimum 6 months’ with present employer |
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Professionals: Minimum 2 years of practice in the respective profession |
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Business Individuals & Land Lord: Minimum 2 years in present line of business |
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| Minimum Gross Monthly Income: |
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Salaried Executives: Minimum BDT 25,000/- |
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Professionals, Business Individuals & Land Lord: Minimum BDT 50,000/- |
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