Cautionary notice against illegal online forex trading/dealing | Disclosures on Risk Based Capital (Basel-III)
OBPLC Unnoyon
A bundle loan product structured by OD and term loan simultaneously for SME customers having requirement of financing against fixed asset and meeting up working capital requirement for creditworthy business.
Working capital
Fixed asset purchase
Any other legitimate business purpose
Loan limit from BDT 10.00 Lac to BDT 300.00 Lac.
Loan structure: OD : Min. 25% & Max. 75% and Term Loan: Min. 25% & Max. 75%.
Loan tenor OD for 12 months (renewable) and Term loan for 60 months.
Secured by collateral mortgage as per OBPLC policy.
Grace period 3-6 months for manufacturing (applicable as per nature of business)
SME Entrepreneurs age limit: 21 to 65 years.
Business must have a valid trade license and has been operating for at least 2 years or more in the same line of business
Business is required to generate sufficient cash flow and profit to ensure timely repayment of loan
Personal guarantee as per PPG and OBPLC policy