| A bundle loan product structured by OD and term loan simultaneously for SME customers having requirement of financing against fixed asset and meeting up working capital requirement for creditworthy business. |
| |
| Purpose: |
 |
Working capital |
|
Fixed asset purchase |
|
Any other legitimate business purpose |
|
| |
| Features: |
|
Loan limit from BDT 10.00 Lac to BDT 300.00 Lac. |
|
Loan structure: OD : Min. 25% & Max. 75% and Term Loan: Min. 25% & Max. 75%. |
|
Loan tenor OD for 12 months (renewable) and Term loan for 60 months. |
|
Secured by collateral mortgage as per OBPLC policy. |
|
Grace period 3-6 months for manufacturing (applicable as per nature of business) |
|
| |
| Eligibility: |
|
SME Entrepreneurs age limit: 21 to 65 years. |
|
Business must have a valid trade license and has been operating for at least 2 years or more in the same line of business |
|
Business is required to generate sufficient cash flow and profit to ensure timely repayment of loan |
|
Personal guarantee as per PPG and OBPLC policy |
|
| |
| |
| |
| |
