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| OBL Kotipoti Deposit Scheme (OKDS) is an exclusive deposit scheme where the depositor will get BDT 1 (one) crore (before tax) at the end of the tenure chosen by customer. It is a specially designed product for middle and affluent class of people from Bangladesh who have already started planning to save for their future. |
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There are two options available of this Scheme |
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Monthly Installment Only |
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Initial Deposit + Monthly Installment |
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| Eligibility: |
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Must have a Retail savings account with OBL. |
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Any Bangladeshi citizen with photo ID document |
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Age 18 years and above |
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| Benefits / Key Features: |
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Client will receive BDT 1 (one) crore after maturity (before tax) |
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One person can open more than one Kotipoti Scheme |
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Available Tenure: 5 years, 8 years, 10 years, 12 years or 15 years respectively |
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Automatic realization of monthly installments |
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90% OD/Loan facility (will be guided by Cash Line PPG) |
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To open this account, the applicant must have a saving account with ONE Bank for auto debit facility |
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| Payment Size, Tenure and Maturity Value: |
Monthly Installment Only: |
| Years |
Installment Per Month |
Future Value |
Interest Rate (p.a.) |
| 5 Years |
139,227 |
10,000,043 |
7.00% |
| 8 Years |
77,885 |
10,000,055 |
| 10 Years |
56,978 |
10,000,133 |
7.25% |
| 12 Years |
43,813 |
10,000,209 |
| 15 Years |
30,973 |
10,000,314 |
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Initial Balance with Monthly Installment: |
| Years |
Initial Deposit |
Initial Deposit |
Initial Deposit |
Initial Deposit |
Interest Rate (p.a.) |
| 2 Lac |
5 Lac |
7 Lac |
10 Lac |
| 5 Years |
135,299 |
129,407 |
125,479 |
119,588 |
7.00% |
| 8 Years |
75,184 |
71,133 |
68,432 |
64,380 |
| 10 Years |
54,655 |
51,171 |
48,848 |
45,363 |
7.25% |
| 12 Years |
41,753 |
38,664 |
36,604 |
33,515 |
| 15 Years |
29,170 |
26,466 |
24,663 |
21,959 |
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