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| OBPLC Kotipoti Deposit Scheme (OKDS) is an exclusive deposit scheme where the depositor will get BDT 1 (one) crore (before tax) at the end of the tenure chosen by customer. It is a specially designed product for middle and affluent class of people from Bangladesh who have already started planning to save for their future. |
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There are two options available of this Scheme |
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Monthly Installment Only |
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Initial Deposit + Monthly Installment |
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| Eligibility: |
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Must have a Retail savings account with OBPLC . |
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Any Bangladeshi citizen with photo ID document |
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Age 18 years and above |
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| Benefits / Key Features: |
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Client will receive BDT 1 (one) crore after maturity (before tax) |
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One person can open more than one Kotipoti Scheme |
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Available Tenure: 5 years, 8 years, 10 years, 12 years or 15 years respectively |
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Automatic realization of monthly installments |
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90% OD/Loan facility (will be guided by Cash Line PPG) |
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To open this account, the applicant must have a saving account with ONE Bank for auto debit facility |
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| Payment Size, Tenure and Maturity Value: |
OBPLC Kotipoti Deposit With Initial Deposit: |
| Years |
Initial Deposit |
Initial Deposit |
Initial Deposit |
Initial Deposit |
Interest Rate (p.a.) |
| 2 Lac |
5 Lac |
7 Lac |
10 Lac |
| 5 Years |
125,575 |
119,232 |
115,003 |
108,660 |
10.00% |
| 8 Years |
65,242 |
60,685 |
57,646 |
53,089 |
10.25% |
| 10 Years |
45,364 |
41,354 |
38,680 |
34,671 |
10.50% |
| 12 Years |
32,415 |
28,741 |
26,291 |
22,616 |
10.75% |
| 15 Years |
20,252 |
16,889 |
14,647 |
11,283 |
11.00% |
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OBPLC Kotipoti Deposit Without Initial Deposit: |
| Years |
Installment Per Month |
Future Value |
Interest Rate (p.a.) |
| 5 Years |
129,804 |
10,000,047 |
10.00% |
| 8 Years |
68,280 |
10,000,042 |
10.25% |
| 10 Years |
48,037 |
10,000,137 |
10.50% |
| 12 Years |
34,865 |
10,000,173 |
10.75% |
| 15 Years |
22,494 |
10,000,219 |
11.00% |
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